Your Structured Settlements Guide - Free Advice and Resources
A free directory of information on settlement loans, cash for structured settlements.

What is Structured Settlement?  A structured settlement is a financial tool, including periodic payments, that a claimant accepts to resolve a personal injury tort claim or settlement payment obligation. "Structured settlements are basically people buying annuities at a discount," says an asset recovery lawyer.  "But they come with a risk, because presumably the person or entity that owes the money could default."  Therefore always make sure to deal with only The National Structured Settlement Trade Association or any NSSTA member.

A true definition of “structured settlement” can be found in Internal Revenue (IRS) Code Section 5891(c)(1) (26 U.S.C. § 5891(c)(1)), which states that a structured settlement is an "arrangement" that meets the following requirements:

A suit or agreement for periodic payment of damages excludable from gross income under IRS or
An agreement for the periodic payment of compensation under any workers’ compensation law excludable under IRS. This site is probably the most important authority on cash settlements and cash for your class action lawsuits.

        
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